Your money,
in your control.
Track every expense, set budgets, and share with family — your entries stay on your phone by default. Your money data never leaves your phone.
Where does the money go — and you never even notice?
By the end of the month the money is gone, but there is no record. Rupix Finance Tracker gives every expense a category and a place in your monthly picture, with no bank login, and your entries stay on your phone by default.
Sab kuch, ek private app me
Offline-First
Personal tracking works without internet. Your entries are stored on your phone by default.
Family Hub
Share one budget with your household. Turn on Cloud Mode and entries sync through Rupix servers.
Spending Reports
See where your money goes with weekly, monthly and yearly charts and a category breakdown.
Smart Budgets
Set monthly budgets per category and see how much of each limit you have used this month.
Private by Default
Your financial entries are not uploaded unless you turn on Family Hub Cloud Mode or use Udhaar. No bank login, no ads, no selling your data.
Quick Capture
Add an expense in seconds — built for daily Indian money habits (₹, UPI, cash).
Set a limit, see it before you break it
Create a monthly limit per category — Food, Transport, Shopping, Bills, or your own custom category — and Rupix tracks every expense you log against it.
Per-category limits
Set a monthly cap for each category you spend in — presets or fully custom.
Live progress ring
A circular progress ring and linear bar show spent vs. limit at a glance. The ring turns red once you pass 90% of your limits.
Over-budget warning
A category's progress bar turns red and its label changes to “Over budget!” as soon as your spending reaches its limit.
Built different — compare for yourself
We don't just track expenses. We give you privacy, family sharing, and India-first features that other apps treat as afterthoughts.
| Feature | Rupix | Walnut | ET Money | Monefy |
|---|---|---|---|---|
| Offline-first (works without internet) | — | — | — | |
| No bank login / account aggregator | — | — | ||
| Family/shared budget | — | — | — | |
| Udhaar (lend/borrow tracker) | — | — | — | |
| Recurring bills & EMI calendar | — | |||
| Savings goals with progress | — | — | ||
| Asset portfolio (FD, MF, stocks, gold) | — | — | ||
| Auto-track from bank/UPI notifications | — | |||
| Indian categories (UPI, cash, ₹) | — | |||
| Free, with no ads right now | — | — |
Comparison based on publicly available features as of Aug 2026. Competitor features may change.
Step-by-Step Setup Guide
Learn how to set monthly category budgets, set up Family Hub sharing, and track recurring bills without any bank login.
21 Personal Finance Guides
Read beginner guides on the Old vs New tax regime, Fixed Deposits, term insurance, SIPs and budgeting.
Privacy is the whole point
Your entries stay on your phone by default. Your financial entries are not uploaded unless you turn on Family Hub Cloud Mode or use Udhaar. No bank login, no ads, and we never sell your data.
- No bank login
- Stored on your phone by default
- No selling your data
Frequently asked questions
Get started — it's free
Rupix Finance Tracker is live on Google Play. Download it today and take control of your money.